Landlord’s Buildings Insurance

Real Estate Insurance solutions for property owners

On behalf of The Guild of Residential Landlords Ltd, Gallagher sources a price that reflects the needs of property owners. 

We can provide cover for most types of property, with tenants accepted as standard, as well as offering:

• Cover provided for malicious damage caused by tenants.
• Loss of rent included as standard at no additional cost (up to £25,000 over a 12-month indemnity period)
• Alternative residential accommodation
• Property owners liability – limit of indemnity £ 5 million
• Up to 90 days unoccupancy
• Clearance of drains
• Fly tipping (£2,000 any one event)
• Investigation expenses (£5,000 any one event)
• Locks and keys (£2,000 any one event)
• Loss of metered utility supply (£10,000 any one event)
• Preservation of undamaged property
• Damage caused by falling trees
• Trace and access (£10,000 any one event)
• Unauthorised use of public utilities (£10,000 any one event)

Excesses:

• Subsidence and Malicious Damage Caused by tenants – £1000
• Storm and Flood – £500
• Escape of Water  and/or Oil – £500
• Fire, Lightning, Explosion, Aircraft – NIL
• Any other damage – £250

A minimum premium of £250 applies. Policy limits and exclusions may apply; please see policy wording for full terms and conditions.

Contact: For further information, please get in touch with the real estate property solutions team.

Adam Taylor

T: 01384 862633
E: adam_taylor@ajg.com
 

Ben Bennet
T: 01384 500283
E: ben_bennett@ajg.com

Gallagher
Custom House
The Waterfront
Level Street
Brierley Hill
West Midlands
DY5 1XH

http://www.ajg.com/uk

The Guild of Residential Landlords is an introducer-appointed representative of Arthur J. Gallagher Insurance Brokers Limited, authorised and regulated by the Financial Conduct Authority. Registered Office: Spectrum Building, 7th Floor, 55 Blythswood Street, Glasgow, G2 7AT. Registered in Scotland. Company Number: SC108909. FP222-2023. Exp. 20.2/2024. https://www.ajg.com/uk