How to Obtain a Charging Order

Unsure about charging orders? Our guide explains how to apply for one and secure your rental income against a guarantor's assets
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Applying to the Court for Rent Arrears Only

If it is not necessary to obtain possession, a landlord may wish to make a claim under the occupation contract for debt using the small claims procedure of the County Court. The court will determine the amount awarded at the date of trial. If a claim is being made for interest on arrears, this must be stated on the claim form because interest will not be added to the debt automatically. If the sum is cleared and further arrears arise, it will be necessary to submit another claim.

References and Guarantors

Landlords should interview prospective contract-holders carefully to assist in choosing one who will be trustworthy and reliable. Taking up references from prospective contract-holders, current or previous landlords, employers and banks can help to inform the contract-holder selection process.